2005 Bankruptcy Reform Act – "BAPCPA"

By Jordan Bublick

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPCPA”) Public Law 109-8, 199 Stat. 23 was enacted by the US Senate on 3/10/05 and the US House on 4/14/05. It was signed by President George W. Bush on 4/20/05.

BAPCPA is generally effective in 180 days from the President’s signing ie. Monday, 10/17/05, except for certain sections such as 308 [522 (o), 522 (p), 522 (y)] 322, and 330

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